Genetic testing must NEVER be allowed for insurer!

http://www.businesstimes.com.sg/brunch/the-future-of-insurance?xtor=EREC-16-1%5BBT_Newsletter_1%5D-%5B20180203%5D-%5BThe+future+of+insurance%5D&xts=538380

We must never allow genetic testing for the insurer because the basis for the insurance business should be based on chance rather than selection between good genes and bad genes.

Let me put forth a simple analogy.  An accident happens by chance but bad genes with health problems happen with certainty.  We must not let genetic testing become a standard practice in the insurance industry because people with bad genes will be penalized and this practice will only improve the profitability of the insurance companies.  In the future, all insurance payouts will only be for accident-related incidents because of selections based on genetic testing.